Welcome to F&M Bank & Trust! Serving Southeast Iowa over 100 years. Explore our personal and business banking services, loans and wealth management.

Save time by banking online. You can do banking when it fits your schedule. Access your accounts anytime, anywhere. You can check your balances, pay bills, view transactions, balance your …

Online Banking Online Banking allows you to manage your money in less time. You can access your bank accounts 24/7 on your mobile device or computer.

At F&M, online banking gives you one less errand to run and so much more. Sign up for your personal and business needs, and all you need is a web connection to get free, easy and totally secure …

Log in to your Farmers & Merchants Bank digital platform now, or find a branch location nearest you.

Navigate your financial future with F&M Bank, where our personal and commercial banking services are tailored to fit your unique needs in Iowa & Minnesota.

Your accounts are right at your fingertips with Online Banking from F&M Bank. Manage your day-to-day finances (24 hours a day, 7 days a week, 365 days a year) from the comfort of home, work, or …

First time user? Enroll now.

Forgot your username? If you have forgotten your username, we will email it to you after your identification is verified. Reset your password? If you have forgotten your password, you may reset it …

Aug 8, 2025 · Check your account balances, transfer funds, pay bills, and locate ATM’s with just a touch. It is available 24/7 using your existing Internet Banking access ID and password. You must have an...